Checking
There never seem to be enough hours in the day, but with the right checking account, you will find the time to manage your money, your way.
Checking
There never seem to be enough hours in the day, but with the right checking account, you will find the time to manage your money, your way.
Take Your Pick
We don't believe in "one size fits all," and neither should you. You deserve a checking account that fits your lifestyle and banking needs.
Sterling Rewards
Add a little extra value back into your everyday.
Hometown Checking
The account you can bank on to make a difference.
eChecking
For those with an aptitude for technology.
Basic Checking
An account that keeps it simple. No frills, no fuss necessary.
HSA
Stay in control of your healthcare costs.
Compare Your Checking Options
Let us help match you with the checking account that fits your lifestyle.
*Effective as of 3/28/2024
*Effective as of 3/28/2024
Sterling Rewards | Hometown Checking | eChecking | Basic Checking | Money Market Accounts | |
---|---|---|---|---|---|
Benefits/Rewards Earned Each Statement Cycle if Requirements Met | Earn interest & get up to $15 ATM surcharge (1) refunds Current Rates for Sterling Rewards Checking | Your dependable, everyday account | Get $5 cash back to enjoy electronic banking | Easy: A no-fuss, straightforward account | Earn more money! Two accounts to earn higher interest rates Current Rates for Money Market Accounts |
Minimum Balance & Account Requirements | $5,000 in checking or $25,000 combined balance (2) or Trust Relationship | $500 | $1,000 combined balance (2) | No requirements | See options for Money Market Accounts |
Bank Online / Bill Pay at No Charge (3) | 4 bills required per month | ||||
eStatements | Required | ||||
Mobile Banking | |||||
Debit Card | 8 purchases required | ||||
Service Charge if Requirements Not Met | $20.00 and forfeiture of rewards | $10.00 if below minimum | $10.00 and forfeiture of rewards | $3.00 to receive paper statements | $10.00 or $25.00 See options for Money Market Accounts |
Account Details | More Info about Sterling Rewards | More Info about Hometown Checking | More Info about Sterling Rewards | More Info about Basic Checking | More Info about Money Market Accounts |
(1) An ATM surcharge is the fee that the owner of the non-SNBT ATM may charge for a transaction conducted with a Debit Card or ATM card. All checking accounts receive unlimited use of any SNBT eTeller or ATM. The first 4 ATM transactions per calendar month at non-SNBT ATMs are at no charge; thereafter $1.50 each. Sterling Rewards will receive ATM transactions at no charge up to $15.00 per month.
(2) Combined balance - Accounts must be titled in the same Tax Reporting Owner to qualify. Deposit accounts use the Minimum Balance month-to-date, which is the lowest balance during the current calendar month. Loan balances are based on the current balance and any available credit amount on lines of credit.
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